What is PTI in finance?
In this article, you will learn that the ratio of payment to income is called PTI in finance. What is PTI in finance? Payment to income ratio, or PTI, is… Continue reading "What is PTI in finance?"
-
-
BUDGETING AOP
Business planning and budgeting Business planning is critical to any business. Often performed as an annual exercise, the business plan is the volume, cost, and profit plan for the coming year.… Continue reading "BUDGETING AOP"
-
The 20/10 Rule: a financial rule for credit counselling
Want to know what the “20/10 rule of thumb” is? Look no further, as we have all the answers you are looking for! As for those of you who landed… Continue reading "The 20/10 Rule: a financial rule for credit counselling"
-
How do successful financial controllers get promoted?
In the accounting world, financial controllers are the technicians who work at the top of the corporate pyramid, just below the CFO, or chief financial officer. They are usually the… Continue reading "How do successful financial controllers get promoted? "
-
What is APR?
This article attempts to answer the question “What is APR?” by defining and exploring this financial concept in relation to borrowing, financing, and investing and its importance when evaluating a… Continue reading "What is APR?"
-
Financial Projections for Small Businesses and Startups
What does the future hold for your company? Will you have to bring on new personnel? Make fresh capital investments? Or perhaps you should think about opening a new location?… Continue reading "Financial Projections for Small Businesses and Startups"
-
leading financial issues facing small businesses
Lack of planning for unforeseen costs Unforeseen costs can derail even the best-laid plans for a small business. Your firm will have a cash reserve that can carry you through… Continue reading "leading financial issues facing small businesses"
-
When is short-term and long-term financing appropriate?
As a small business owner or aspiring entrepreneur, you probably need financing to grow your business. It is important to understand the two different types of financing available and when each… Continue reading "When is short-term and long-term financing appropriate?"
-
What lead to financial issues?
Financial difficulties and their effects Financial difficulty is the inability to make either short-term or long-term debt payments. Debt makes managing money more difficult and reduces one’s purchasing power. Until… Continue reading "What lead to financial issues?"
-
Alternative financing
Alternative bank financing has increased significantly since 2008. Unlike bank lenders, alternative lenders typically place more importance on a company’s growth potential, future earnings and asset values than on its… Continue reading "Alternative financing"